***Myth*** If the brake fluid is low, topping it off will fix the problem.
Reality: As brake pads wear, the level in the brake-fluid reservoir drops a bit. That helps you monitor brake wear. If the fluid level drops to or below the Low mark on the reservoir, then either your brakes are worn out or fluid is leaking. Either way, get the brake system serviced immediately. You should also get a routine brake inspection when you rotate the tires, about every 6,000 to 7,000 miles.